Thursday, 12 November 2015

Supporting SMEs to meet housing targets

As I sit in a hotel room in Madrid waiting for the main event to start at the annual PwC Real Estate Conference I reflect on conversations last night with clients and colleagues. Has the market reached its peak?
So has it happened? Has the market reached a peak, well following the ONS revealing the first quarterly output drop in two years you can’t be blamed for thinking so. This has also led to a downgrade by the Construction Products Association. Despite all of this though there is still suggestions that growth will occur over the next two years.
In context you need to look at the numbers. Output is expected to be around £32.3bn compared with £33bn for six consecutive quarters prior to the downturn. In the grand scheme of things that is not a significant variance and do we really want to be up at the same levels as they were in 2007 considering what then happened in 2008.
As previously discussed, there are other reasons for the decline. The cost of construction has increased and continues to rise leading to developers postponing certain developments. There is also a downturn in housing production following the general election, or put another way the levels didn’t return post-election. Okay, I accept that but housing is a strong requirement and strongly supported throughout the industry so it will return as noted by research from Shelter which highlighted only one in six properties for sale were affordable for families with children on a set day, a number which fell to one in 13 for single people for London.
Housing completions have recovered from the troughs recorded during the slump, with last year seeing the steepest increase in output for 40 years, but still just 145,000 homes starting on site. Now you won’t get big private developers to massively increase volumes because they are pushing against financial and organisational limits.
So how do you increase this housing output – well you need to tackle two key areas:
  • Planning remains an apparent hurdle to increasing the delivery of more homes. Though interestingly if you speak to local government they deny this to an extent and compare it to the number of planning applications which are granted year on year versus the number of housing completions and there is a big gap. Herein is the point that planning applications can be for a number of years. The proposals outlined in the Housing Bill do not do enough to ease this – they are trying to rush through applications rather than investing in processes to allow more to be processed correctly alongside each other.
  • Supply Chain is an issue. There is a shortage of key skilled labour and key supplies needed in the construction industry – so can the supply chain really meet the demand of fulfilling 200,000 plus homes a year. Well there has been a significant increase in apprentices in recent years which will help longer term but significant under investment during the recession has created a gap. So achieve the targets there needs to be significant proactive investment – which won’t happen overnight.
Housing has remained at the centre of the political world for a while now. In 2014-15, there were only 124,520 housing completions, around 100,000 short of what is needed to meet current demand. The quiet decline of the smaller housebuilder has had a significant effect on the country’s building capabilities. The last time the number of homes being completed in England was in excess of 200,000 a year was in 1988, a year in which two-thirds of new units were completed by local builders.


To me, as previously said, the key is to improve access to SME firms and support this with clear government policy. The terms they are offered need to be comparable to the rest of the market. The government should use the resources available to it, for example providing loans to SMEs out of the Help to Buy pot (after ofcourse it was increased). Living in a small village myself there is too much focus on high volume sights which generally are rejected by the village. The local authority should look at smaller sites for SMEs and focus on these in planning. The problems are fixable but they need support and focus from everyone, led by government policy.
 
Feel free to contact me 0113 288 2276 or lee.a.wilkinson@uk.pwc.com if you wish to discuss this blog or anything relevant to property and construction.
 
Enjoy the weekend
Lee


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